Nicki and I went to the ReThink Money Workshop today that our church put on with Casey Graham. Casey talked about using one of three plans to pre-designate your monthly funds: 1. A written spending plan 2. A Cash Envelope System or 3. A computer method (Quickbooks, Quicken, Etc.). If we used the cash envelope system, here’s what it would look like right now:

We are not going to use a cash envelope system, because cash is easier to spend, and we don’t have money to spend, period. Hopefully, applying the principles we learned today will help us save money and cut spending where we can, it is not going to help us overcome my need to start a second job for a while, but it will reduce the amount I need to earn in that job. If you hear of a ReThink Money Seminar in your area, I highly recommend you go to it.
Join the Conversation: Do you use a budgeting system or a spending plan, if so what is it?


