Our Cash Envelope System

Nicki and I went to the ReThink Money Workshop today that our church put on with Casey Graham. Casey talked about using one of three plans to pre-designate your monthly funds: 1. A written spending plan 2. A Cash Envelope System or 3. A computer method (Quickbooks, Quicken, Etc.). If we used the cash envelope system, here’s what it would look like right now:

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We are not going to use a cash envelope system, because cash is easier to spend, and we don’t have money to spend, period. Hopefully, applying the principles we learned today will help us save money and cut spending where we can, it is not going to help us overcome my need to start a second job for a while, but it will reduce the amount I need to earn in that job. If you hear of a ReThink Money Seminar in your area, I highly recommend you go to it.

Join the Conversation: Do you use a budgeting system or a spending plan, if so what is it?

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Married for 8 Years Today

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Today is a big day for me. I had the awesome responsibility to vote for our next President of the United States. I did so as a free man, there was no military presence at the voting precinct and I was not forced to vote against my will under threat of death. Today marks an even bigger day for me, it marks the day that 8 years ago my life was changed forever. It does not matter what direction our country turns in or if I had to live in a land full of oppression, I would still be the happiest man on earth, because I have the priviledge of being married to the love of my life and my best friend, Nicki. So today, this is a little of what I want to say to my wife…

On this day 8 years ago, you made the decision to start a new life journey with me. The many roads that we have traveled in these short 8 years have been full of twists and turns, hills and mountains, pot holes as well as smooth straight paths. I would be inaccurately describing it if I said it’s been anything short of an adventure.

Some of our roads were surprises while others have been of our own choosing, but no matter which road we’ve traveled we’ve come to the end together, and still we have many to complete.

I can easily say that after these 8 years we have a successful life. No we are not the wealthiest people on earth, ok, wealthy is not even in our dictionary, but we made decisions for our family that in 8 more years we will be thankful for. I cannot put a price tag on a loving wife that has sacrificed career and personal dreams to ensure that our children had a positive influence at home before being shipped off to school. The intelligence that our children have because of the influence of their mom is truly priceless and could never be copied by an outside daycare or child rearing source. I know at times its seems that your hard work making purses to help make ends meet goes unnoticed and is unappreciated, but I thank God for your dedication to our home, to our marriage, and to our children. In a self-serving and self-pleasing world I know that I have found a treasure in a woman who will put self aside for the good of her family. We are successful because we have 3 beautiful, healthy, smart, and loving children. All of them are growing into children, one day teenagers, and eventually adults who will be a blessing to the world around them; we’ve already seen this in their character and personality as they get older. I would trade riches any day for a beautiful, loving, healthy, and dedicated wife and for the three greatest children a man could ask for. This is just one of the many roads we are on, and when we get to the end of it, we will be a stronger couple, we will be stronger parents, and we will be stronger candidates for God to use. This 8 year journey has quickly passed us by and I can only hope that the next 8 will not be in such a rush to get here. Let’s not look too far in to our tomorrows, but savor all that God has blessed us with in all of our todays.

So, at the beginning of this new day together I thank you for sticking with me through all of my bone headed decisions; some turned out great while others made us dig to the surface just to get air. I thank you for being the best mom I could ever dream up for our children, for being a great influence on them, one that will lead them after Jesus throughout their entire life. I thank you for being dedicated to us, your family. I thank you for being you, and not anyone I may have tried to make you into over the years. I thank you for breakfast in the mornings and dinner in the evenings. I thank you for your creativity and allowing God to use those gifts He has given you. I thank you for allowing me to travel and experience some of my dreams while you hold down the fort at home. I thank you that you have given me the confidence and the trust that no matter where God leads us, whether it is a new town or just down the street you are going to be there with me when we get to the end of that road. Most of all, I thank you for loving me more than anyone ever has, more than anyone ever would, and more than anyone should. You are my very best friend…my everything! Happy 8th Year Anniversary!

I Love You,

Nick

Francis Chan the Romantic

Francis Chan has set the bar extremely high for all of us men who dream of being the ‘Romeo’ to our wives… (He demonstrates this beginning at 1:16)

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I admit, hearing Francis Chan sing “Still the One” made me tear up just a little.

The Sweater Poll

Fall is here. That means cold mornings throughout most of the country. So, I’m just wondering, have you brought out your sweaters yet? I’m just curious because in the south, God’s country, it’s cold in the mornings, in the mid to upper 70’s in the afternoon, and then cool in the evenings. Yesterday on my way home I noticed a guy sitting in the car next to me at the red light wearing a thick, winter style sweater. I had my window down because it was hot! I think some people feel a little cold and dive right into their winter clothes, so how about you? Fill out the poll below to let us know!

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Thanks for Participating!

Another Small Step to Make Huge Impacts

Back in June I posted about an opportunity to help a friend of mine with the adoption of her daughter and/or siblings with your purchase of an everyday item, coffee. You can check that post out HERE. Neely and Josh have recently been informed that they are 27th on the list to get a girl and 10th on the list to get siblings.

Today I come to you with a new opportunity to help them out by purchasing another everyday item. Adopting a baby from a foreign country is expensive, but with everyone taking small steps, we can help make it happen and essentially re-write a baby or potentially two babies life stories, as well as a families. Neely and Josh have had some really cool T-shirts made up to help raise money for the expenses of the adoption. I am sporting mine in the picture at the top of the post. The T-shirt reads “Adoption Rocks” in an Africa logo and comes in black with a white logo or White with a red logo. The T-shirts are $15 each, and you should buy one for yourself and everyone in your family (yes they have children’s sizes)!

Click HERE to go to Neely’s page to order your T-shirt. She has an order form on her right hand sidebar or Email her HERE to place your order.

For Coffee lovers or family and friends of Coffee lovers…Click HERE to place your Coffee order. Remember, you must order through the link for them to get credit for your purchase.

Thanks for Re-writing little children’s life stories!